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Is Short-Term Health Insurance For Me?
Why Short Term health insurance could be perfect for you.
- In most cases, you can keep your own doctor and go to any specialist
- Applying is simple and can be done anytime you want
- With many plans, you can also cancel anytime you want
- With some plans, you may receive coverage the day after applying
- You get to choose how much or how little coverage you want based on your price range
- In many cases, your whole family can get coverage, too
- There used to be a federal tax penalty if you didn't meet "minimum essential coverage." In 2019, that federal penalty goes away, though some states will still maintain a tax penalty.
Why Short Term may not be a good fit.
- Prescription coverage depends on your plan
- Short Term plans aren’t required to cover the 10 essential health plan benefits that ACA does
- Preexisting conditions aren’t covered
- Just because you apply doesn’t mean you’re guaranteed to get it
- When your term is up, you have to reapply
- Maternity services generally aren’t covered
- Most mental health services aren’t covered
- Preventive care coverage is limited
A licensed sales representative is ready to help you find the right plan for you. 1-844-741-4118, 6 days a week.
Looking to pair your new health insurance plan with other coverage?
Whether you decide on Short Term or other health insurance plans, consider supplemental health insurance to help round out coverage.
